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Martha Del Carmen
Martha del Carmen is 33 years old, single, and she has a little 6-year-old girl, who is completing second grade in primary school. For 5 years she had been working for the court system, as Civil Local Judge. She is currently studying for her second career, a degree in English. She is a professional, eager to grow professionally and in her work life. She is a reliable, honest person, with good habits. She is requesting her second loan in order to improve her house. She wants to build a room to offer a better home life for her little daughter, for the house is what she will leave the child in the future.
View original language description ↓
Martha del Carmen de 33 años de edad es soltera, tiene una niña de 6 añitos edad estudia su segundo grado de educaciòn primaria, trabaja para el poder Judicial desde 5 años como Juez Local Civil, actualmente està estudiando su segunda carrera licenciatura en Inglès, es una profesional con muchos deseos de superaciòn profesional y laboral, se caracteriza por responsable, honesta y de buenas costumbres, esta solicitando su 2do credito para mejorar su vivienda, pues desea construir una habitaciòn para asì brindarle mayor comodidad a su pequeña hija y contar con mejores condiciones en el hogar, pues es el patrimonio que en el futuro le dejara a su pequeñita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Martha Del Carmen building a room.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 6, 2010
Feb 26, 2010
Currency Exchange Loss:
Aug 15, 2010