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Lum Julie
Julie is married to a polygamist and is a mother of five kids. She has suffered from neglect from her husband who concentrates more on her maids and their children. Seeing the fact that the needs of her children could only be met by her, she decided to start a business and sought a loan from GHAPE with which she raised money and paid school fees for her children. Given a loan of $1200, she plans to buy motor bike to use as a taxi. Motor bike taxis are lucrative and common in this area due to the bad state of roads and because it is believed to be a faster means of transport. She plans to pay her loan in 24 months. The first installment repayment shall be on the fourth month from the date of disbursement

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD