A loan of $3,000 helped to purchase new stock to sell.


Farhod's story

Farhod is married with three children. He is a market vendor from Khujand where he sells clothing for teenagers. Farhod is very enterprising, has vast experience working as a vendor and is full of creative ideas. A reasonable pricing policy and client-friendly service have always been priorities in his work and have helped to ensure the success of his business. Farhod has been running his business for many years. He has about 11 years of experience selling clothing. Currently, he is requesting a loan of $3,000 USD to increase his inventory. Farhod believes that having this additional capital will help him minimize his risk and provide stable financial support for his family. Moreover, it will help him get closer to his ultimate goal of purchasing a big store of his own. --------More about Tajikistan and IMON International----------- Tajikistan is known for its rich history, which includes being a key post along the Silk Road and marking the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Even today it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions. But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty. IMON's History Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please click here.



Loan details


Lenders and lending teams



Loan details