A loan of $1,025 helped a member to purchase young livestock to raise and sell in the future.


Jenus' Group's story

Jenus A. is from the village of Carikkikan. She is 39 years old. Jenus is the group leader of an eight-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Jenus A..

Jenus is married. To make a living, Jenus raises livestock primarily pigs, for fattening and sale. Jenus has been engaged in her business for more than three years and earns approximately 10,000 PHP a month for these activities.

In 2009, Jenus joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Jenus has successfully repaid a previous loan from ASKI. This previous loan was used to purchase young livestock to raise and sell in the future. Jenus is requesting a new loan of 6,000 PHP which also will be used to purchase young livestock to raise and sell in the future. This loan will be the second loan taken out by Jenus from ASKI. She plans to use the additional revenue generated from the business to improve/expand her business.

About ASKI:

ASKI is one of the most successful microfinance institutions in the Philippines. It has 25 branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Jenus, Elson, Ella, Evelyn, Jocelyn, Margilyn, Virginia, Warlita



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