A loan helped to gain access to cost-efficient hybrid seeds and fertilizer for crop cultivation for this woman with a good credit history.


Caroline's story

After Caroline's (a 24-year-old mom) search for gainful employment was futile, she decided to venture into farming. She considers this the best decision she has ever made.

Caroline is a lively and energetic small-holder female farmer. Born in a rural village in Kapsowar, Caroline grew up knowing farming was the only economic activity in her area. As a young girl, she was always eager to learn from her parents, and this has had a positive impact on her life. Her spirit has led her to be a successful farmer, practicing dairy cow farming and crop production.

The biggest problem that farmers from her area face is the lack of agricultural inputs. This means these farmers' yields and incomes are far below what they could be.

Juhudi Kilimo partnered with Kiva to provide financial services to small-holders around Kenya. Through these financial services, farmers from Kapsowar like Caroline can now buy productive assets and important agricultural inputs for use on their farms.

Caroline is seeking a loan to buy farm inputs such as fertilizer, herbicides, and pesticides.

Your loan will enable her to improve her production through the use of quality farm inputs. This intervention will help her fulfill the increasing demand for food in the market, generate more income to repay the loan debt, and improve the quality of life for her family.

Helping Caroline through lending will help lift her family from the chains of poverty!


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details