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Mode T., age 42, is married and resides with her children in Kompong Chnang Province, Cambodia. She has three children. She stays at home to look after her children and do household chores.

Her husband is a skillful blacksmith who earns a gross income of US $9 per day. By doing so, he is able to cover his family's expenses, especially the children’s education. He has been with this job since 1979. T. is requesting a loan of USD 200 to purchase more metal for her husband to expand his current business. This is her first loan from CREDIT, a partner of Kiva.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Mode to buy more metal to expand the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2010
Feb 25, 2010
Currency Exchange Loss:
Mar 17, 2011