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Ouk Y., age 47, is married and resides with her children in Kompong Chnang Province, Cambodia. She has two children. She stays at home to look after the children and do household chores. Her husband is employed at a local garment factory as a security guard, earning an income of US$2.5 per day. By doing so, he is able to cover her family expenses, especially the children’s education. He has been with this job since 2008.

Y. is requesting a loan of USD 500 to buy a new motorbike for her husband to commute to work. This is her first loan from CREDIT, a partner of Kiva.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ouk to buy a motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2010
Feb 25, 2010
Currency Exchange Loss:
Mar 17, 2011