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Concepción C. has a bread making business, which is located in Catarina. She has 57 years of experience.

She has had two loans with Ceprodel. The loans have helped her to have more inventory, and this gave her more income. This way she does not have to buy the raw materials on credit. The loan will also help her to have modest living conditions in her home .
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La señora Concepción C. tiene un negocio de elaboración de pan situado en Catarina, ella tiene de experiencia cincuenta y siete años, lleva con este dos créditos con CEPRODEL el cual le ha ayudado para tener mas inventario y por ende mas ganancia porque así no compra la materia prima al crédito, también le ayudara en su hogar y tener un nivel de vida moderado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Concepción buy flour, sugar, leavening, shortening, margarine, firewood, and cheese.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 15, 2011