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Chhiv's Group
In this Group: Chhiv
Chhiv N., age 38, is married and resides with her husband in Takeo Province, Cambodia. She has three children. She is with the agriculture sector of raising animals at home, earning approximately US $5 per day. By doing so, she is able to cover her family expenses, especially her children’s education. She has been in this business since 2000. Her husband is a farmer who earns an income of US $5 per day. Their standard of living has been improved since N.’s husband started this business, so she wants to have a loan to expand his business. N. is requesting a loan of USD 1000 to grow more mushrooms for sale. This is her first loan from CREDIT, a Kiva field partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 216
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chhiv's Group's $1,000 loan helped a member grow more mushrooms for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 25, 2010
Currency Exchange Loss:
Jul 17, 2010