Mrs. Chhun R., 42, is a married woman and the mother of five teenage kids. All of them attend school and also work. She has another supporter in her husband, who drives a motorbike taxi. To pursue a daily income, Chhun R. sells fresh vegetables that she either buys from her supplier or cuts from her farm next to her house, earning $3 per day. Chhun R. wants to grow her business, but she lacks capital to make that possible. Thus, she would like to request a loan to update her business capital. Some of the loan will be used to decorate an old taxi that is not attractive.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.