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Chum P., age 60, is married and resides with her husband in Takeo Province, Cambodia. She has two children.

She is engaged in the agriculture sector with her her husband, earning an income of approximately US$ 0.5 each per day. By doing so, she is able to cover her family's expenses, especially the children’s education. She has been in this business since 1979. The family is assisted mainly by her two children, who are currently working at a local garment factory.

P. is requesting a loan of USD 1000 to purchase a motorbike for her children to use to commute to work. This is her first loan from CREDIT, a partner of Kiva. (P. is pictured with her husband.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chum to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 24, 2010
Currency Exchange Loss:
Sep 19, 2011