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Teresa M., 42, is married and has two children, one of whom is still dependent on her; he is a university student.

Teresa is a psychologist employed by the Ministry of Health in Posoltega, which is where she is from. She has worked for 24 years and is head of a vector transmission diseases nursing brigade.

She has collaborated with Ceprodel for 4 years and the loans she has gotten have been of great help to her; she used the first three for home improvements and this last one is to cover medical expenses.
View original language description ↓
L a señora Teresa M. es casada, tiene la edad de 42 años y con 2 hijos de los cuales uno de ellos esta bajo su carga familiar y es estudiante universitario. Doña Teresa es Psicóloga y trabaja para el Minsa Posoltega de donde ella es originaria, labora desde hace 24 años y se desempeña como jefe de brigada de enfermedades de transmisión vectorial.
Ella tiene 4 años de trabajar con Ceprodel y los créditos que se le han otorgado han sido de gran ayuda, ya que los 3 primeros fueron para mejoramiento de vivienda y este último que lo solicito para gastos médicos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,388,300
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Teresa for personal expenses (medical tests and medicine).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 18, 2010
Mar 1, 2010
Currency Exchange Loss:
Sep 11, 2011