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José Daniel
José Daniel R. C. is 36 years old and lives in Zacatecoluca, a municipality located in the department of La Paz. He lives together with his wife and their small 6-year old boy. José owns a business selling backpacks, purses, clothing and alpine clothing, which he sells in the outskirts of the Zacatecoluca municipal market. He also works as an employee for a private company at night. During the day, his wife helps him with the business selling the products on foot both inside and outside of the market. José has proven to be a very hardworking person who does not mind putting in effort to help his family move forward. This is why he has very good reference from his neighbors, as he is always trying to move forward with his wife and looking out for the well-being of his son, who is in kindergarten. José is requesting a loan to be able increase his inventory (increasing the number of products he already has, obtaining different styles and colors of backpacks). This will allow him to cover a larger number of customers. Likewise, have more clothing is important because it is what he sells the most.
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José Daniel R. C. de de 36 años de edad, reside en Zacatecoluca, municipio ubicado en el departamento de La Paz. Vive junto a su esposa y su pequeño hijo de 6 años de edad. José posee una venta de bolsones, carteras, ropa y alpinas, las cuales comercializa a las afueras del mercado Municipal de Zacatecoluca, así mismo trabaja como empleado para una empresa privada por las noches. Durante el día su esposa le ayuda en el negocio vendiendo los productos de manera ambulante tanto adentro como afuera del mercado. José ha demostrado ser una persona muy trabajadora a quien no le importa esforzarse por sacar adelante a su familia, es por esto que él cuenta con muy buenas referencias por parte de sus vecinos, ya que siempre están tratando de salir adelante junto a su esposa, y velando por el bienestar de su hijo, el cual estudia en el kinder. José solicita un préstamo a través del cual pueda aumentar su inventario, incrementando los productos que ya posee obteniendo diferentes estilos y colores de bolsones, esto le permitirá abarcar mayor cantidad de clientes, así mismo mayor cantidad de ropa, sobre todo para hombre que es la que más vende.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Daniel to purchase clothing and backpacks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 27, 2010
Feb 24, 2010
Currency Exchange Loss:
Jul 15, 2011