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Simona Esperanza
Simona sells cosmetics in the terminal Marketplace.

She is asking for this loan in order to buy bags, watches, wallets, vanity items, shampoo, creams, nail polish, and hats.

Simona not only sells in the marketplace, but also on the different buses in her area.
View original language description ↓
La señora Simona Esperanza M. se dedica a la venta de cosméticos, su tramo esta ubicado en el mercado la terminal.
Este crédito que solicito es para la compra de mochilas, relojes, billeteras, vanidades, shampoo, crema, pinturas de uñas, gorras.

Un hecho relevante de la señora Simona es que además de vender en su tramo ella se desplaza también a vender en los diferentes buses de la localidad

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Simona Esperanza cosmetics and vanity items for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Mar 1, 2010
Currency Exchange Loss:
Oct 12, 2010