A loan of $1,100 helped to purchase rice, pants, shirts, skirts, and underwear for women, men and children in bulk.


Silvia Monserrath's story

The "Divine Child Jesus" communal bank is conformed by a very happy, fighting and charismatic group of women who look for personal, family and work improvement every day with optimism and a vision of a better present and future for all the members of their families. This bank is located in the City of Cuenca, the third largest city in Ecuador, in the south central part of the country where they enjoy cold weather that allows them to devote themselves to the farming of different fruits and vegetables to supply both their local market and the rest of the country.

Just like the rest of the partners, Silvia lives in the city of Cuenca in her sister's home with her three children of 24, 14 and 4 month old baby. She is a single mother. Her oldest daughter works as a secretary in a company and helps her financially with the expenses of the home. The father also helps out with some money for the children.

She's been a partner of the "Divine Child Jesus" communal bank for six cycles and she is characterized as being a very happy and charismatic woman. She is a wholesale trader of rice, clothing, bazaar articles and also sells retail to her neighbors and people that she knows, and when she goes into the city in the vehicle of a relative, she purchases all of her merchandise in Guayaquil from wholesalers.

With the proceeds from this loan she will purchase rice, pants, shirts, skirts, and underwear for women, men and children in bulk. Her dream is to one day own her own home.

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Translated from Spanish by Kiva volunteer Esteban Riojas


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