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Maria Petrona
Maria Petrona M. B. is 51 years old, married, and lives with her husband and children. She has 9 children from 10 to 32 years old. One of her children is seen in the foto.

She is a member of the rural loan group "Mushuc Nan", a Quechua phrase that means "New Road" in Spanish. The group consists of 18 women who work in agriculture. They all live in the community of Guantug Cruz in the district of Guaranda. Each of them has a strong desire to use the loans in order to further their lives.

Maria is a farmer and plants large quantities of blackberries. She plants lesser amounts of beans, barley, corn, potatoes, cabbage and carrots to eat. In addition, she raises hens to eat and sell in the market in Guaranda. She sells the hens every year in Guaranda and sells the blackberries weekly in her community. She seeks a loan to purchase medicine, fertilizer, and stakes for the blackberries.

Her hope is that her children are able to study and find work. She can be found learning to read and write during her spare moments. Her son at school is helping her to study. She herself helps out at a school to learn and make a contribution.
View original language description ↓
Maria Petrona M. B. tiene 51 años, su estado civil es casada y vive con su marido y hijos. Tiene 9 hijos de 10 a 32 años de edad. Sale en la foto uno de sus hijos.

La socia es un miembro de la ventanilla rural "Mushuc Nan", la cual está en Quechua y en español significa "Camino Nuevo". Es un grupo de 18 mujeres que trabajan en la agricultura. Pertenecen a la comunidad de Guantug Cruz en el cantón de Guaranda. Todas tienes buenas ganas de trabajar con créditos para poder salir adelante en su vida.

Maria es agricultora y siembra mora en mayores cantidades. Siembra poquito habas, cebada, maiz, papa, col, y zanahoria para comer. Ademas, crece gallinas para consumir y vender en el mercado en Guaranda. Vende las gallinas cada año en Guaranda y vende la mora semanalmente en la comunidad. Solicita el crédito para comprar remedios, abonos, y palitos para la mora.

Su esperanza es que sus hijos estudien y consigan trabajo. Se encuentra aprendiendo a leer y escribir en sus ratos libres. Su hijo en la escuela le está ayudando a aprender. Ella misma también asiste a una escuela para aprender y le dan deberes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Petrona to buy medecines, fertilizer and stakes for blackberries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2010
Feb 23, 2010
Currency Exchange Loss:
Mar 19, 2011