A loan of $1,050 helped to buy fabrics, materials, and decorations to make clothing and layettes for babies.

Emilce Catalina's story

Emilce C. D. M. lives in the Galán neighborhood in the city of Barranquilla. She is married with 4 children, all over 40 years of age and she lives with her husband, a son and 3 grandchildren. She has a business where she makes layettes and needs a loan of $2.000.000 (pesos), that she will use to buy fabrics, materials and decorations to make clothing and items for babies.

Emilce is a long-term customer with the Mario Santo Domingo Foundation (Kiva’s field partner) that started its business some 20 years ago because a friend recommended her to be a part of this organization in a group loan. There they lent her $15.000 (pesos), for the first time and that is how she bought her first fabrics and developed her business from that moment. While she was in the group loan, they helped each other mutually but now she has an individual loan. Throughout the years with the foundation, her business has consisted of selling layettes, sheets, awnings, decorations for baskets, as well as fried food. Now she is more into making baby clothing and a big part of her customers are pregnant women but she also has others that exhibit the products she makes in their businesses.

Through her business, she has been able to rent a room where they sell cell-phone minutes, a barbershop and an apartment that is rented and all are part of her current income. She says that she chooses her tenants very carefully and now dreams of having her own apartment to have a personal space for her at the end of her life.

Translated from Spanish by Kiva volunteer

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