A loan of $1,100 helped to buy pants, shirts, coats, blouses, sports and casual shoes for the entire family.

Dellys Andrea's story

The Divino Niño Jesús communal bank is made up of cheerful, hard-working, charismatic women, who daily seek to become better both as individuals and as workers, always with optimism and a view toward a better present and future for their families. This bank is in the city of Cuenca, Ecuador’s third most important. Cuenca is located in the south-central part of the country and its climate is cold, which permits its inhabitants to farm various fruits and vegetables both for the local market and for the rest of the country.

To be part of the communal bank was a great help to our member, Dellys V., because of the loans received that helped her to stabilize economically. This was thanks to her friend who, as another member of the bank, invited her to become a member. She is a member that enchants other with her charisma and kindness. She lives in Cuenca’s outskirts, along Vía a Nulti, with her life partner and their only, 14-year-old daughter. Her husband has his own machine shop that is located in their home, thus saving on rental costs.

Dellys is a clothing and footwear merchant; she has been in this line of work for several years. She goes to all the city’s neighborhoods from Monday through Friday but especially on holidays. Thanks to her work, she has many acquaintances and regular customers to whom she sells her merchandise on credit.

She relates to us that she has worked with communal bank loans for two years now. She will use the funds requested on this occasion to buy pants, shirts, coats, blouses, sports and casual shoes for women, men and children so that she can have a varied stock available for her demanding customers, thereby increasing her business.

Her goal is to finish building her house because it’s still lacking a few finishing touches.

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Translated from Spanish by Kiva volunteer Polliz

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