A loan of $1,950 helped a member buy house-building materials.

Abdul Deen's Group's story

Pictured here are teachers at a secondary school in Waterloo, a small town near Freetown, Sierra Leone’s capital city. This school was established in 2002. The school is staffed with 25 teachers; 12 of them have come together to apply for a loan of SLL 7,500,000 from SMT (a partner of Shine on Sierra Leone in Waterloo)/Kiva lenders in order to meet their immediate financial challenges.

School staff from this institution, like many other schools' staff within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise not have been able to accomplish with their mere salaries alone. But with the help of this loan, some can pay school fees for their children; others can use the loan to buy pieces of furniture, a plot of land, house-building materials, or invest in business. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf.

Forty-seven-year-old Abdul Deen T. is the leader of this group of teachers. He was born in Bo, southern Sierra Leone. He is married to a teacher and they have 3 children. Mr. T. has applied for a loan of SLL 500,000 in order to buy house-building materials.

(Attached to the photo are some group members who were not present for the group snapshot.)

In this group: Abdul Deen, Abdul H., Sulaiman S., Mohamed A., Abdul R. , Foday H., Victor A., Mohamed , Micheal , Richard T.j., Fallah P., Joseph P.

Loan details

Lenders and lending teams

Loan details