A loan of $5,475 helped to use for her music album production and promotion.


Anne's story

Being from a family of musicians, Anne always knew she'd become a professional musician. She studied jazz at an East Coast music school and became a singer, pianist, and songwriter.

Inspired to action by 9/11, Anne did her first demo recording soon after. She then took the most popular track from her initial demo and used it as the base for her latest project, a full-length CD.

While her bank wouldn't finance a musical endeavor, the loan officer who reviewed Anne's loan application referred her to ACCION USA. Compared to the credit cards Anne used to start her project, she's relieved to have a low interest ACCION USA loan. Now Anne can concentrate on promoting her work!

About U.S. Microfinance and ACCION USA: Have you ever thought about how the cute new café on your corner or the salon you frequent every month got the financial resources to start their business? Chances are, they drummed up support from their friends and family, dipped into their personal savings, used a high-interest credit card, or all of the above. An estimated ten million small businesses in the U.S. face difficulty obtaining loans from traditional banks, even prior to the current “credit crisis”. Microfinance institutions, like ACCION USA, support these “unbanked” small businesses by giving them access to fairly-priced capital and business education.

Small businesses also help stabilize low- to moderate-income neighborhoods and rebuild our economy through income growth and job creation. Self-employment provides workers with a way to increase their incomes, support their families, and strengthen their communities. As unemployment rises in the U.S., more and more people are turning to self-employment and start-up enterprises as a way to take control of their economic futures and provide employment opportunities in their communities. The need for support of small businesses in the U.S. is great, and it is one that ACCION USA has been striving to meet since 1991.


Loan details


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Loan details