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Mrs. Ourng S., a 29-year-old widow with one school-aged child, lives in Phnom Penh, Cambodia. She runs a small beauty salon selling different kinds of beauty products to the people in her community. With this business activity, Ourng S. can typically generate up to $10 each day in revenue. In order to generate an additional profit, Mrs. Ourng S. hopes to use the loan to decorate her shop . Another part of the money is to be shared with her relatives to open another shop selling cooked meat and a variety of drinks on the roadside of their community, where a number of travelers pass by. She hopes to have sufficient money to provide her child with aa good education and a better quality of life one day.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ourng to decorate her beauty salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2007
Sep 11, 2007
Currency Exchange Loss:
Sep 26, 2008