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Martha Eugenia
Señora Martha Eugenia M. S. has a general store in which she sells a little bit of everything, located in the Santa Ana neighborhood, next to the Walter Penki bridge. Señora M. needs financing to buy merchandise for her store, since she has almost no stock. She opens her business from 6 in the morning until 9 at night every day. She is a single mother. She has no dependents now. But she is a woman who likes to work hard and not depend on anyone. She has a regular job, which is to sweep the streets in part of the town in the early morning hours. Then, on arriving at her house, she opens her store. Her business began 12 years ago when she began selling fruit at the door of her house in order to advance her children. Then she increased her stock for sale up to the point that it became a store. She has worked with us for about 5 years, with 28 loans, which have benefited her enough that she has been able to remodel her house.
View original language description ↓
La señora Martha Eugenia M. S. tiene una pulpería en la cual ella vende de todo un poco, ubicada en el barrio Santa Ana contiguo al puente Walter penki, La señora M. nesecitaba el financiamiento para comprar mercaderia para su pulpería ya que casi no tenia surtido, su negocio lo abre desde las seis de la mañana hasta las 9 de la noche diario, ella es madre soltera no tiene carga pero es una señora que le gusta luchar y no depender de nadie ella tiene un trabajo fijo que es barrer las calles en horas de la madrugada de parte de la alcaldía luego de llegar a su casa abre su pulpería, su negocio empezo desde hace 12 años cuando comenzó vendiendo frutas en la puerta de su casa para sacar adelante a sus hijos, luego ella surtió su venta hasta la fecha que es una pulpería, tiene de trabajar con nosotros alrededor de 5 años con 28 créditos en los cuales a ella le han beneficiado bastante por que a podido remodelar su hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Martha Eugenia buy products for my store such as staple foods, snacks, soft drinks, everyday necessities, etc.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Feb 3, 2010
Apr 1, 2010
Currency Exchange Loss:
May 15, 2010