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Suma Chuyma Group
In this Group: Julia Nelly, Marcelina, Leonor, Virginia, Maria, Emiliana, Rosalìa, Marcela
Julia A. M. has been aware of Pro Mujer for some time. However, in the Suma Chuyma communal bank of the Los Andes Focal Center, this is her second loan cycle.

The Suma Chuyma communal bank is make up of 8 enthusiastic, hard-working members. The businesses they are involved in are: furniture making, clothing sales, toy and blanket sales; wool weaving, drape making, furniture sales, and sales of dairy products (milk, yoghurt).

Julia Apeza is single and, thanks to her father, she has worked as a bedroom furniture maker for the last 5 years. She makes cots, dressing tables, end tables and chests of drawers. She started out making a couple of items, now she finishes complete bedroom sets that she takes to the 16 de Julio market to sell on Thursdays and Sundays. Her brothers sometimes help her out with this task.

When she was asked what she liked about Pro Mujer, she answered: THE SAVINGS because it doesn't seem like an extra effort since they are included in the payments.
View original language description ↓
La señorita Julia A. M. conoce a Pro Mujer desde hace tiempo, sin embargo, en la asociación comunal Suma Chuyma del Centro Focal de Los Andes, este es su segundo ciclo de crédito.
La asociación comunal Suma Chuyma está compuesta por 8 socias entusiastas y trabajadoras. Los negocios que desarrollan son: producción de muebles, venta de ropa, juguetes, mantas, tejido en lana, confección de cortinas, venta de muebles y venta de lácteos.(leche, yogourt)

Julia A. es soltera y gracias a su padre, desde hace 5 años trabaja en la producción de muebles de dormitorio: catres, peinadores, mesas de noche y cómodas. Comenzó con la elaboración de una par de muebles, ahora logra terminar juegos de dormitorios completos, que lleva a vender en la feria 16 de Julio los dìas jueves y domingo.

Para este trabajo algunas veces le ayudan los hermanos.
Cuando se le preguntó qué le gustaba de Pro Mujer, ella respondió EL AHORRO, por que no se siente como un esfuerzo extra, pues el mismo es parte de la cuota.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $36,286,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Suma Chuyma Group's $2,375 loan helped a member to buy pressed wood and plywood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Feb 23, 2010
Currency Exchange Loss:
Sep 15, 2010