Suma Chuyma Group
The Suma Chuyma communal bank is make up of 8 enthusiastic, hard-working members. The businesses they are involved in are: furniture making, clothing sales, toy and blanket sales; wool weaving, drape making, furniture sales, and sales of dairy products (milk, yoghurt).
Julia Apeza is single and, thanks to her father, she has worked as a bedroom furniture maker for the last 5 years. She makes cots, dressing tables, end tables and chests of drawers. She started out making a couple of items, now she finishes complete bedroom sets that she takes to the 16 de Julio market to sell on Thursdays and Sundays. Her brothers sometimes help her out with this task.
When she was asked what she liked about Pro Mujer, she answered: THE SAVINGS because it doesn't seem like an extra effort since they are included in the payments.
La asociación comunal Suma Chuyma está compuesta por 8 socias entusiastas y trabajadoras. Los negocios que desarrollan son: producción de muebles, venta de ropa, juguetes, mantas, tejido en lana, confección de cortinas, venta de muebles y venta de lácteos.(leche, yogourt)
Julia A. es soltera y gracias a su padre, desde hace 5 años trabaja en la producción de muebles de dormitorio: catres, peinadores, mesas de noche y cómodas. Comenzó con la elaboración de una par de muebles, ahora logra terminar juegos de dormitorios completos, que lleva a vender en la feria 16 de Julio los dìas jueves y domingo.
Para este trabajo algunas veces le ayudan los hermanos.
Cuando se le preguntó qué le gustaba de Pro Mujer, ella respondió EL AHORRO, por que no se siente como un esfuerzo extra, pues el mismo es parte de la cuota.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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