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José María
Jose Maria Hernandez Martinez is 53 years old. He lives with his wife, who is a housewife. They live in San Francisco Goteras. located in the department of Usulután. For 25 years years, Jose has been buying and selling cattle. He inherited this business from his father, and he has a lot of experience in it. From Monday through Friday, Jose sells the cattle. On Saturdays and Sundays, he buys the necessary cattle to then raise them and sell them. He is asking for a loan with which he can buy cattle, and a better quality of feed for the animals. This will allow him to increase the price of the cattle and the quality of the product that he sells, and thus increase his sales. Jose is a very hardworking man who depends completely on this business. This is why it is very important for him to keep it afloat, since this is the only source of income that he has. He wants to take advantage not only of the experience that he has, but the land that he has which is suited for raising cattle.
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José María H. M. de 53 años de edad, vive junto a su esposa, la cual se dedica a los quehaceres del hogar, viven en San Francisco Goteras, ubicado en el departamento de Usulután. Desde hace 25 años atrás, que José se dedica a la compra y venta de ganado, negocio el cual fue heredado por parte de su padre, y en el cual posee mucha experiencia. De lunes a viernes José se encarga de vender el ganando y los sábados y domingos, compra el ganado necesario, para luego criarlos y venderlo. El solicita un préstamo a través del cual pueda comprar ganado, y comida de la mejor calidad para los animales, esto le permitirá aumentar el precio del ganado y la calidad de productos que comercializa, de modo que pueda aumentar sus ventas. José es un hombre muy trabajador el cual depende por completo de este negocio, es por ello que es de mucha importancia el poder mantenerlo a flote, ya que es la única fuente de ingresos que posee. Él desea aprovechar no solo la experiencia con la que cuenta sino también el terreno que tiene el cual es apto para la crianza del ganado.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,320,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José María purchase feed and cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 13, 2010
Feb 23, 2010
Currency Exchange Loss:
Feb 15, 2011