A loan helped to buy fragrances, cosmetics, jewellery. water bottles, dishes, etc.


Genessis Monserrate's story

The city of Portoviejo was struck by an earthquake on April 16, 2016. The city is an important producer of greens, vegetables and tropical fruit for internal consumption.

Genessis is 22 years old. She is in a relationship and has a three year old daughter. Her spouse is a driver for a private company. She lives in her parents' house. Genessis makes a living selling products from catalogs: Tupperware (plastic products for the household and personal use) L'EUDINE (products for the body, aroma therapy, bio-therapy, aesthetics, Hair, Feet, Kids, Hands, Men, and Fragances) MCJ products non-perishables and appliances [fridges, stoves, washing machines, etc.] Including TVs , stereos (sound equipment), clothing and shoes for men, women and children, jewellery (chains, rings, etc.) She sells going door-to-door and also sells at her house. She works five hours every day and leaves the goods on credit and collects every week.

With this new loan she will buy fragrances, cosmetics, jewellery. water bottles, dishes, etc. Her dream is to have her own house, continue with her business and for her family to enjoy good health.

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Translated from Spanish by Kiva volunteer leonardo.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


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Loan details