A loan of $2,000 helped a member to purchase new items to expand product offering.


Bella's Group's story

Bella D. is from the village of Villa Nuesa. She is 35 years old. Bella is the group leader of a 7-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Bella D.'s group.

Bella is married and has 2 school-aged children. To make a living, Bella owns & operates a general store selling a variety of different products in the local community. Bella has been engaged in her business for over 7 years and earns approximately 8,000 PHP a month for these activities.

In 2006, Bella joined ASKI to gain access to financial services to help improve her living situation and to have the ability to engage in business activities. Bella has successfully repaid a previous loan of 35,000 PHP from ASKI. This previous loan was used to purchase additional products to sell. Bella is requesting a new loan of 25000 PHP, which will be used to purchase new items to expand product offering. This will be the tenth loan taken out by Bella from ASKI. She plans to use the additional revenue generated from the business to improve & expand her business.

About ASKI:

ASKI is one of the most successful microfinance institutions in the Philippines. It has 25 branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Bella, Mylene, Lizabeth, Ligaya, Annabel, Evelyn, Jocelyn



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