A loan of $325 helped to invest in expanding her business.


Irenia's story

Irenia P. is from the village of Banlag, Valencia City. She is 57 years old, is married, and has eight school-aged children. Irenia owns and operates a sari-sari (variety) retail shop, selling both food and daily-use products in the local community. She has been engaged in her business for over twenty years and earns approximately 10,000 PHP a month. In 2009, Irenia joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 13,000 PHP from HSPFI. This previous loan was used to to purchase additional products to sell. Irenia is requesting a new loan of 14,000 PHP which will be used to invest in expanding her business. This loan will be her 4th from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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