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Chhem T., age 48, is a widow and resides with her children in Takeo Province, Cambodia. She has young child. She is engaged in a business of selling fruits and vegetables in her province, earning an approximate income of US$ 5 per day. By doing so, she is able to cover her family expenses, especially on the children’s education. She has been with this business since 1999. The family’s standard of living has been improved since T. has been with this business, so she wants to have a loan to expand her business. T. is requesting a loan of USD 1000 to purchase fruits and vegetables for resale to make more profit. This is her first loan from CREDIT, partnered with Kiva.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $41,469,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chhem to buy more fruits and vegetables for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 25, 2010
Currency Exchange Loss:
Sep 16, 2010