A loan of $1,500 helped to purchase blankets, towels and tablecloths to sell.

Gavharoy's story

K. Gavharoy operates a small business selling blankets, towels, and tablecloths and supplies in Istaravshan, Tajikistan. She has an attractively arranged store at Dushanbe market where she carries all sorts of necessary items. Gavharoy has been in this business for about six years and has developed a stable, profitable enterprise based on products that are always in demand. Her business has become the main source of income for her and her family. Gavharoy’s business is growing. She has requested a loan of $1500 USD to increase her working capital and help boost the further development of her business. With your help, this will be possible.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the fourth millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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