Check out some available loans that are similar to this one!
S. Emma
Born in 1972 in Hêtin in Benin, Ms. V. S. Emma has been living for seventeen years in the Agbalilamè district, in the town of Sèmè-Podji.  Married to Mr. OUSSOU KICHO Basile, a teacher, she is the mother of three children who are all in school.  The family lives together in Agbalilamè.  Emma helps out her husband where it concerns family expenses. 

Emma did not attend school.  For nearly twelve years, she has been running a business selling a variety of goods (soaps, batteries, milk, sardines, pasta, insecticides, etc.) out of her home.  Along with this business, she also sells corn and beans.  She resupplies herself in Adja in Mono, Azovè, and Pobè in Plateau county.

She has already benefited from two ALIDé loans, which she has repaid.  She wishes to stock up in sufficient quantities to be able to clear a greater profit margin but is limited by her financial means.  This is what's leading Emma to request a third loan from ALIDé.
View original language description ↓
Née en 1972 à Hêtin au Bénin, V. S. Emma vit depuis 17 ans au quartier Agbalilamè, dans la commune de Sèmè-Podji. Mariée à OUSSOU KICHO Basile, un professeur, Emma est mère de trois enfants, tous scolarisés. La famille vit ensemble à Agbalilamè. Emma vient en aide à son mari en ce qui concerne les charges familiales. Emma n'a pas frésuenté l'école. Il y a près de 12 ans que Emma mène comme activité, la vente de divers produits (savons, piles, lait, sardines, pâtes alimentaires, insecticides, etc.) à son domicile. Parallèlement à cette activité, Emma vend également du maïs et du haricot. C'est à Adja au Mono, Azovè et Pobè dans le département du Plateau, que Emma se ravitaille. Emma a déjà bénéficié de deux crédits auprès de ALIDé, crédits qu'elle a bien remboursés. Emma souhaite faire un approvisionnement en quantité suffisante pour pouvoir dégager une marge de bénéfice plus importante mais est limitée par les moyens financiers. C'est ce qui amène Emma à solliciter un troisième crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 480.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped S. Emma buying various goods (soaps, batteries, milk, pasta, sardines) and some corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2010
Feb 22, 2010
Currency Exchange Loss:
Feb 26, 2011