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Mrs. Nary T. (pictured here) and her husband, Mr. Ny Tem, live in a small village along National Road Number Two about 17 kilometers from Phnom Penh. They have been married since 1985 and have three children: two sons and one daughter. The elder son is a photographer and the other children are in school.

Nary has been selling grocery items for more than 15 years. She buys them from Takhmao market for re-sale at her home. Mr. Ny Tem has been selling fruit for more than 10 years. He buys the fruit from the market in Phnom Penh for re-sale at Takhmao market.

Nary asked for a Kiva loan one time already; she now is applying for another loan of $500 to repair the house where she lives. To see Nary's previous loan, click here.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Nary to repair the house where she lives.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Feb 22, 2010
Currency Exchange Loss:
Dec 15, 2010