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Rosalia H. is from the village of Santa Ines, Talisayan, Misamis Oriental. She is 49 years old. Rosalia is married and has 7 school-aged children.

To make a living Rosalia owns and operates a sari-sari (variety) retail store where she sells food and daily use products in the local community. Rosalia has been engaged in her business for over 4 years and earns approximately 2,000 PHP a month.

In 2006, Rosalia joined HSPFI to help improve her living situation and ability to engage in business activities. Rosalia successfully repaid a previous loan of 12,000 PHP from HSPFI. Rosalia is requesting her 6th loan from HSPFI, for 14,000 PHP, which she will use to purchase additional products to sell. She plans to use the additional revenue generated from the business to supplement her family's income.


HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 360
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rosalia to purchase additional products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Feb 22, 2010
Currency Exchange Loss:
Dec 15, 2010