A loan of $325 helped to purchase additional products to sell.

Rosalia's story

Rosalia H. is from the village of Santa Ines, Talisayan, Misamis Oriental. She is 49 years old. Rosalia is married and has 7 school-aged children.

To make a living Rosalia owns and operates a sari-sari (variety) retail store where she sells food and daily use products in the local community. Rosalia has been engaged in her business for over 4 years and earns approximately 2,000 PHP a month.

In 2006, Rosalia joined HSPFI to help improve her living situation and ability to engage in business activities. Rosalia successfully repaid a previous loan of 12,000 PHP from HSPFI. Rosalia is requesting her 6th loan from HSPFI, for 14,000 PHP, which she will use to purchase additional products to sell. She plans to use the additional revenue generated from the business to supplement her family's income.


HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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Loan details