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Jose Guadalupe
Mr. Jose C. works in the UNAN University in Esteli, working as a security guard.

Jose will use the loan to buy a motorcycle and hopes that with it he will be able to travel to and from work.

Jose is married and has 2 children under his care. This is his second loan with Ceprodel (Kiva’s field partner) he has worked for two years with the institution.

Jose says that his loans with Ceprodel have been very important since he paid his debt and has bought some things for his home.

View original language description ↓
El señor Jose C. es trabajador de la universidad UNAN en Esteli trabajando como guarda de seguridad.
Jose va usar este crédito para la compra de una motocicleta quiere que con su moto pueda transportarse al trabajo.
Jose es casado y tiene dos hijos a su cargo. Este es el segundo crédito con Ceprodel ha trabajado por dos años con Ceprodel.
Jose dijo que sus créditos con Ceprodel le han sido de mucha importancia ya que ha pagado deuda y ha comprado algunas cosas para el hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Guadalupe to buy a motorcycle.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Feb 18, 2010
Mar 1, 2010
Currency Exchange Loss:
May 15, 2011