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Raquel Ivania
Mrs. Raquel Ivania works in a store where they sell and make women’s clothing for all occasions and she stands out as a stylist in this store that is in Esteli.

Raquel will use the loan to buy construction materials. She hopes that by buying the materials she will be able to build a room of the following measurements: 4 meters wide by 4 meters long.

Raquel is married and has 2 children under her care, both are of school age.

This is her second loan with Ceprodel (Kiva’s field partner), Raquel says that the loans have been very important and they have improved her home.

View original language description ↓
La señora Raquel Ivania es trabajadora de una tienda donde se vende y se elaboran vestidos de damas para toda ocasión destacándose como estilista esta tienda es en Esteli.
Raquel va usar el crédito para comprar materiales de construcción. Ella espera que con la compra de los materiales pueda construir un cuarto de las siguientes medida de 4 metros ancho por 4 metros largos.
Raquel es casada y tiene dos hijos a su cargo ambos en edad escolar.
Este es su segundo crédito con Ceprodel Raquel dice que sus créditos han sido de mucha importancia ya que ha mejorado su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Raquel Ivania to buy construction materials like: sand, bricks, tiles, cement, zinc, iron, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 16, 2010
Mar 1, 2010
Currency Exchange Loss:
Aug 27, 2011