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Jessica Del Rocio
Jessica T., 35 years old, lives in a semi-urban zone in Paraíso de Guayaquil. Her house is made from cement and cane, and has basic services including water and light. She is single but is pregnant.

Jessica began with a wooden table where she sold art and paintings outside her house, little by little saving money, and then installed a small stationery shop in her house.

Now Jessica works from 7am until 8pm every day. She sells boxes of pens, notebooks, pens, laminate sheets etc. One of the complications of her business is the delinquency.

With the loan she wants to buy cement, stone, and sand to rennovate her business. In the future she wants to have a shop where she has all that her customers request.
View original language description ↓
Jessica T. de 35 años, vive en una zona periurbana en Paraíso de Guayaquil, su casa es de cemento y caña cuenta con agua y luz como servicio básicos, es soltera pero esta embarazada.

Jessica empezó con una mesa de madera vendiendo aretes y cuadernos a las fuera de su casa, poco a poco ahorro dinero y puso una pequeña papelería en su casa.

Ahora Jessica trabaja desde las 07h00 hasta las 20h00 todos los días, vende lápices por caja, cuadernos, plumas, laminas etc. Una de las complicaciones en el negocio es la delincuencia.

Con el préstamo quiere comprar cemento, piedras, arena para arreglar su negocio. En el futuro quiere tener una tienda que tenga todo lo que el cliente pida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Jessica Del Rocio cement, sand and stone.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Feb 21, 2010
Currency Exchange Loss:
Mar 21, 2011