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With skills in manicure and pedicure, our featured entrepreneur in this story is Mrs. Primitiva F.. She is 44 years of age, married, and a resident of Maloro, Tangub City. Together with her in the picture is her customer. Her husband is an employee of the Local Government of Tangub City. She is blessed with four children who are all adults and teenagers. With this condition, she felt financial hardships, especially in raising their children and in sending them to school. She decided to engage in manicure and pedicure services and a little hog raising activity. This time she is earning an average net income of not less than 3,000PHP from her services rendered to her loyal customers and friends. She joined PAGLAUM MPC three years ago. She was given the privilege of taking a loan of 14,900 PHP. Her recent loan in the same amount will be used to finance feed for her hog raising activity and for purchasing additional pedicure and manicure sets for her business activity. The future income from this business will be used for daily basic needs, savings and loan repayments. She is hoping that someday she can build another building for her hog raising business.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 360
    View loans »
    Philippines Loans Fundraising
  • $70,668,125
    Funds lent in using Kiva
  • 46.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Primitiva to purchase feed for hogs and manicure sets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 22, 2010
Feb 21, 2010
Currency Exchange Loss:
Dec 15, 2010