A loan of $1,100 helped buy potatoes, onions, bread, soft drinks, salsas, meat, and clothes for women, men, and children to stock her businesses.


Johanna Monserrate's story

Johanna is 28 and has three children. She has been part of the Damas De Éxito Communal Bank for four cycles. They meet every 15 days in the Pachecos residential area in the house of one of the members. There are 19 members in this enterprising female group. This place is located in the city of Portoviejo in the Manabí province. It is a tourist location, which has beautiful beaches that attract national and foreign tourists all year long. Johanna, together with her husband, has a soda fountain where they offer fast food. They have been in the business for two years. Little by little they have been equipping it in order to give their customers better service. Their work starts in the late afternoon and continues until nighttime. She sells tostadas, milk shakes, hamburgers, and other snacks. Johanna will use the loan to stock her business. Above all she will buy potatoes, onions, bread, soft drinks, salsas, and the meat that is needed to make her snacks. In addition to this business, during the day she sells clothing for women, men, and children. She will use part of the loan to buy clothes like bathing suits for the beach season. Her dream is to be able to finish building her house. She hopes to continue working to save and be able to do it.

Translated from Spanish by Kiva volunteer Ginny Kalish


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