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Gladys María
Gladys J. is an elementary school teacher. She needs funding to do some home repair projects. She needs to buy zinc metal sheeting and pay labor costs.

The loans have been much help to her because she has collaborated with CEPRODEL for nine years and has had 14 loans. She invested them in her home.

"Nine years ago I didn't have a house and now I have a beautiful, pretty house. For all that I am grateful to CEOPRODEL for giving me the opportunity to have credit. I'm married and have a school-age son."
View original language description ↓
La Sra. Gladys J. es profesora de primaria el crédito lo solicita para reparación de su vivienda compra de zinc, perlines y mano de obra. Y si los créditos le han ayudado muchísimo ya que tiene 9 años de trabajar con ceprodel ha tenido catorce crédito y todos los ha invertido en su casa antes de 9 años no tenia casa y ahora tengo una hermosa y bonita casa y todo se lo agradezco a ceprodel que me han dado esa oportunidad de darme crédito. Soy casada tengo un niño y está en edad escolar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Gladys María to buy zinc metal sheeting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2010
Mar 1, 2010
Currency Exchange Loss:
Mar 15, 2011