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Bertha Dolores
Bertha G. is 45 years old and lives in a peri-urban zone in the outskirts of Guayaquil. Her house if made of cement and she counts with only the basic services of electricity and water.

Since she was young, Bertha liked styling hair and when she grew older she decided that this would be her profession. With her savings she bought hairdressing materials and she starting going from door-to-door to offer her services as a hairdresser.

She now has her own place. She works everyday starting at 8 a.m. dying hair, doing hair cuts, styling hair, etc. One of the difficulties she has is the competition in her neighborhood.

With this loan she wants to buy hair straighteners, dryers and utensils for her hair salon. In the future she wants to have another cabinet.
View original language description ↓
Bertha García de 45 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento solo cuenta con luz y agua como servicio básico.

Bertha desde muy pequeña le gusto hacer peinados, cuando creció decidió que esa iba a ser su profesión. Con un dinero ahorrado obtuvo los materiales para la peluquería empezó ir en casa en casa a dar de sus servicios como peluquera.

Ahora ella tiene su propio local. Trabaja todos los días desde las 08h00 haciendo tinturados, cortes de cabello, cepillados, etc. Una de las dificultades que tiene es la competencia de su sector.

Con el préstamo quiere comprar planchas, secadoras, utensilios para su salón de belleza. En el futuro quiere tener otro gabinete.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bertha Dolores purchase hair straighteners, dryers and other hairdressing utensils.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2010
Feb 22, 2010
Currency Exchange Loss:
Mar 15, 2011