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Caroline is a LAPO client. She is 38 years old and married with four children. Her husband is a businessman, and he also supports the home. She bakes, and she also has a restaurant where she sells cooked foods and drinks. With these combined businesses, she hopes to meet the basic needs of her family.

Caroline is requesting a loan of NGN 70,000 to purchase a deep freezer and catering materials. She says this will help to attract more customers. She thanks all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 169
    View loans »
    Nigeria Loans Fundraising
  • $6,497,675
    Funds lent in using Kiva
  • 151.0
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Caroline to purchase a deep freezer and catering materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Feb 20, 2010
Currency Exchange Loss:
Dec 10, 2010