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Gwenotwom B Ayaa Nighty Group
In this Group: Nighty, Jennifer, Grace, Julia, Grace
A. Nighty is a thirty-eight year-old business woman. She is married with eight children, of whom six are going to school; she also has four dependents. She sells flour, silver fish, and other products. She has been in her business for over three years. She is using the loan to purchase tomatoes, flour, and other products to sell. She is an encouraging and active business woman whose future hopes are to educate her children and purchase a grinding machine.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $32,762,575
    Funds lent in using Kiva
  • 2,016.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gwenotwom B Ayaa Nighty Group's $600 loan helped a member to purchase tomatoes, flour, and other products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Feb 21, 2010
Currency Exchange Loss:
Dec 15, 2010