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Damira's Group
In this Group: Damira , Gulnara , Bahtiyar , Dildesh , Kenjekan
Damira M. is a lucky and successful woman. She was born into a farmer's family. As a child, there were some days when she was starving. Now, at 42, she has a happy family, with three boys and a really smart husband. She works as an accountant in a petrol company. Her salary per month is 5.000 KGS ($110). Her husband works as a driver at the same company. He also drives passengers when he is free. So his total income is 4.000 – 5.000 KGS ($90- $110). They have bought a car, a Volkswagen Passat. They are planning to buy a new house and pay the tuition of their second son when goes to university. They decided to get a loan to pay for their first son’s tuition.

Gulnara S. is 49 and married . She is already a grandmother. She has six children; the oldest two boys and daughter are married and live separately. The youngest one works in the capital. Her husband is a private business owner who resells machinery. In the future, they plan to buy a house for their son. Their income is 10.000 KGS ($224). They are seeking a loan to increase turnover.

Bahtiyar R. is 23. He works at the petrol station as a security guard and earns 6.000 KGS ($133). With the help of his parents he has bought cattle for 50.000 KGS ($1117). Now he wants to get a loan to buy barley for 6.000 KGS ($133), wheat for 4.000 KGS ($90), solar oil for 4.000 KGS ($90) in order to work on the field, He will use the rest of the loan to buy small cattle.

Dildesh B. is 42 and married. She is a housewife and has two children, who both attend school. Her husband works in the local petrol station. They are seeking a loan to buy small cattle.

Kenjekan B. is is 44 and married. She has four children; two daughters who are married and two sons who attend school. She works at a local poultry farm as a sorter and has a monthly salary of 6.000 ($130). Her husband provides taxi service. The family owns a pavilion, where they sell detergent and perfumery materials. Their monthly gross revenue is 100.000 KGS ($2,200). They are engaged in cattle raising as well and want to apply for a loan to buy cattle and perfumery materials.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year.

To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 44.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Damira's Group's $1,475 loan helped a member to pay tuition for education.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 20, 2010
Currency Exchange Loss:
Nov 15, 2010