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Obiya East A Auma Margaret Group
In this Group: Margaret, Filda, Nighty, Santa, Lilly, Betty, Judith
A. Margaret is a 48 year old, group representative. She is a widow with four children, one of whom is going to school. She has three other dependants also at school. She owns a bakery which she has been operating for over four years. She is using the loan to purchase bread ingredients such as wheat flour, cooking oil and baking powder. She is a hardworking business woman whose dream is to grow her business to, at least, a kiosk.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 94
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,012.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Obiya East A Auma Margaret Group's $900 loan helped a member to purchase ingredients such as wheat flour, cooking oil and baking powder for her bakery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 19, 2010
Currency Exchange Loss:
Dec 15, 2010