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Giovanna Carmen
Our member, Giovanna, belongs to the NUEVA VISION DE URUBAMBA community bank. She lives in the heart of the sacred valley of the Incas, Urubamba, about an hour and 10 minutes from the city of Cusco.

Giovanna is 35 years old, married and has 2 children, 15- and 10-years old. She spends part of her day running the family home and part of her day operating her retail business, a small grocery. She has a stand in Urubamba's model market. Our member needs the loan to buy merchadise (rice, sugar, pasta, milk, etc.) that she will resell to her customers. Her income goes to raising her children and feeding her family. Her greatest hopes are that her business prospers and that she can improve her family's quality of life.

Giovanna is grateful for the opportunities that micro-lending provides and is committed to repaying the loan in the agreed-upon time.
View original language description ↓
Nuestra socia Giovanna, pertenece al banco comunal “NUEVA VISION DE URUBAMBA”, nuestra socia está ubicado en el corazón del valle sagrado de los inkas, Urubamba está a 1 hora 10 minutos de la ciudad del Cusco.

La socia tiene 35 años de edad y ella tiene 2 hijos de 15 y 10 años de edad, nuestra socia es casada y alterna sus actividades del hogar con el comercio minorista, nuestra socia tiene una pequeña tienda de abarrotes ella tiene su stand en el mercado modelo de Urubamba, nuestra socia requiere el préstamo para comprar mercadería (arroz, azúcar, fideos, leche, otros productos), la socia ayuda económicamente a la crianza de sus hijos y a a la alimentación de la familia, nuestra socia desea que su negocio prospere y que la calidad de vida de su hogar sea cada vez mejor.

Nuestra socia agradece la oportunidad brindada y se compromete a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Giovanna Carmen buy products for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Feb 19, 2010
Currency Exchange Loss:
Sep 15, 2010