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Noel Antonio
Sr. Noel Antonio Pavón López works as a computer technician at the National University of Engineering. He is married and has two dependent children who are in school. This will be the second loan he has received from CEPRODEL. His previous loan was used to improve his living conditions.

The loan he is currently requesting will be used to buy the materials needed to paint his house. This will provide better living conditions for his family. Noel expresses his thanks to CEPRODEL for providing the loans that enable him to make improvements to his home.

View original language description ↓
El Señor Noel Antonio Pavón López, labora como Técnico de Computación en la Universidad Nacional de Ingeniería, el tiene a su cargo dos hijos y estos se encuentran en edad escolar, esta casado, es el segundo crédito que a Trabajado con CEPRODEL, estos los ha invertido en mejorar las condiciones de su vivienda con los Créditos otorgados por CEPRODEL.

El crédito solicitado es para invertir en la compra de materiales de construcción como: pintura y brocha para pintar su casa de habitación, para darles una mejor condición de vida a su Familia.

Noel dijo que gracias a los prestamos otorgados por ceprodel a podido mejorar su casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Noel Antonio purchase paint & paintbrushes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Mar 1, 2010
Currency Exchange Loss:
Oct 12, 2010