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Emiline F. is a devoted mother to her three children. She is married to her loving spouse, Joel F., a mechanical maintenance man, and lives in the beautiful province of Teresa, Rizal. She and her husband are engaged in a farming business and also operate a general store. Despite many challenges in their life, they never give up the fight against poverty.

She plans to utilize this loan of Php 45,000 to expand her farming business and to support her general store as their primary source of daily income. This loan will be used for additional capital for her farming business and half of the money will be used to pay for groceries for her general store.

During her 5 years at ASHI, she has shown very good performance as a member, and she is trusted by ASHI for her solid record. Aside from maintaining an excellent performance in repayment, business, and attendance in ASHI, Emiline has also cared for the needs of her children at home and in school.

This loan will enable her to finally reach her dreams in life: to have a growing business, a good life, and a happy family as well. She hopes the loans from ASHI, KIVA's field partner will support the education of all her children. She believes that her business will help her family to rise up and fight against poverty, as well as provide for the educational needs of her children. She is very grateful to ASHI and KIVA for the continuous love and support of her dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $65,925,350
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emiline to expand her farming business and to support her general store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 20, 2010
Currency Exchange Loss:
Apr 1, 2011