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Phat's Group
In this Group: Phat, Vat*, Phea, Pheap, Rem, Art, Chanthy, Khorn, Art, Phally, Puch, Noeun, Kalai, Thorn
* not pictured
Mrs. Phat N. is 48 years old. She is president of a village bank which consists of 13 people located in Ankor Phdiek village, Takeo province. This loan will be used for different purposes.

Mrs. Phat N. is married and has five children. Two are employed in the garment factory while the other three are students in the public school. She and her husband, Mr. Phan T., are farmers who own a one hectare field to grow crops. They try to work hard with their farm but they do not earn enough income to support their family. Therefore, Mrs. Phat N. is requesting 800,000 Riel from AMK to buy rice to resell. With this loan, she hopes that she can improve the living conditions of her family.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 173
    View loans »
    Cambodia Loans Fundraising
  • $39,841,325
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phat's Group's $1,625 loan helped a member to buy rice for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2010
Feb 18, 2010
Currency Exchange Loss:
Feb 15, 2011