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Totosa Plus Group
In this Group: Anne, Louise, Brigitte, Mamie, Virginie, Marie-Josée, Jeannette, Jeanine, Kwenge, Marie, Thethe*, Aimée, Nelly, Hortence, Maguy, Lundi, Kanieba, Parfaite, Kabongo, Bulu*, Cathy, Marie, Bernadette*, Lombo, Mami, Hélène, Angel, Françoise
* not pictured
“Totosa Plus” is a group of owners of small businesses chaired by Anne L.. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Anne L. is determined to be a successful businesswoman. She sells pagnes (lengths of brightly colored African print cloth) at the market located northeast of Kinshasa. She became a microentrepreneur in 1994. Anne has already received two loans from Microfinance Institution HOPE DRC and fully repaid them. She intends to use this loan to expand her inventory. She will buy pagnes. Currently she earns a profit of $50 a week. She will seek to make more profit by importing her products herself. Anne is 48 years old, widowed and the mother of six children aged 11 to 29. One of them attends school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,956,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Totosa Plus Group's $3,325 loan helped a member to purchase women's clothing (pagnes) to resell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 1, 2010
Feb 18, 2010
Currency Exchange Loss:
Jun 25, 2010