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Eliada M. is a 52-year-old married woman living in Brgy Quezon, San Carlos City, Negros Occidental. She earns her living by planting vegetables for sale.

Eliada’s husband, Edgardo, is 55 years old and a farmer. Together they have nine children, who are between 9 and 33 years old. Three of her children already have a family, and some of her children are currently going to school. The children living at home also help their parents with the business as part of their daily chores.

Eliada joined NWTF-Project Dungganon in 2004 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in planting vegetables for sale. Now she earns an average monthly income of Php 5,000 from her business activities.

Eliada is a member in good standing. Her previous loan of Php 9,500 was used to fund operations of her vegetables plantation, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing for her 10th cycle loan the amount of Php 9,500, which she intends to use to buy fertilizer and other farming products for her plantation. Eliada is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 455
    View loans »
    Philippines Loans Fundraising
  • $69,701,375
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Eliada to buy fertilizer and other farm expenses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 28, 2010
Mar 1, 2010
Currency Exchange Loss:
Aug 15, 2010