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Yen S., age 35, is married and resides with her husband in Kampong Cham province, Cambodia. She has four children, two of whom study at a local primary school.

S. is engaged in growing vegetables such as morning glories and garlic, earning approximately $3 in revenue per day. She has been in this business since 1993. Her husband is a police officer in the province, earning an income of $3 per day to help cover the family expenses.

Their standard of living has been improved since they have these businesses, so they want to have a loan to expand their businesses. S. is requesting a loan of 1,200 USD to purchase a car for her husband to provide transportation services. This is her second loan from CREDIT, Kiva’s partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yen to buy a car for her husband to provide transportation services.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 22, 2010
Currency Exchange Loss:
Oct 16, 2010